Checking Accounts
Chicago Patrolmen’s Federal Credit Union offers a variety of Checking Accounts, including our most powerful product to date, Premium Checking, which features a unique “all-in-one” identity theft protection program designed to Monitor, Detect and Restore.
Premium Checking
Take the Next Step In Identity Theft Protection with a Premium* Checking Account
Identity Theft Restoration (ITR) services offered through NXG Strategies.
Premium Checking provides you with access to real-time credit monitoring with daily alerts to keep you informed of credit activity 24/7. If ever your records are breached, you will receive FREE Identity Theft Restoration services including one-on-one “personal advocacy” for as long as it takes to clear your good name. Plus, Premium Checking ITR services extend coverage for up to three generations of your immediate family members at no additional cost!
Premium Checking Account Features For Primary Account Holders
- Fully Managed Identity Theft Recovery
(and up to 3 generations of family members) - Expense Reimbursement Insurance
- Entitlement To Credit Monitoring with Daily Alerts
- Entitlement To Monthly Credit Score, Graphically Tracked
- Entitlement To Annual Credit Report
In addition to the identity theft protection Entitlements, Premium checking also offers
- Online Banking
- Online Bill Pay
- Waived Teller Check, Certified Check, Verification of Deposit,
and Replacement Card Fees** - Digital Wallet compatible
- Electronic or Paper Statements
- Overdraft protection (contact the Credit Union for this form)
- Reduced pricing on Safe Deposit Boxes
- Mobile Deposit
If you need assistance with your registration or have any questions about our Premium Checking Program, please email Gwen Hawkins.
*4.00 monthly fee applies
**Restrictions apply.
Standard Checking
Enjoy the benefits of a Standard Checking from Chicago Patrolmen’s Federal Credit Union and the following services:
- Free Chicago Patrolmen’s Visa Debit Card
- No monthly service charge if you enroll in E-Statements*
- No minimum balance requirements
- Overdraft protection (contact the Credit Union for this form)
- Monthly statement (E-statements available for Online Banking users)
- Online Bill Pay available
- Mobile Deposit
- Digital Wallet compatible
*Must opt out of paper statements, otherwise, $2.00 monthly fee applies.
*Members age 55 or older, business, organization, estate, and trust accounts are exempt from the $2.00 fee.
High School Checking
Help your high schooler learn about money management with Chicago Patrolmen’s Federal Credit Union’s High School Checking Account.
With a parent or legal guardian’s consent and supervision, the minor will have access to the following:
- Free Chicago Patrolmen’s Visa Debit Card
- No minimum balance requirements
- No monthly service charge if you enroll in E-Statements*
- Online Banking available **
To qualify, a parent or guardian must be a joint owner on the account and proof of high school enrollment is required.
*Must opt out of paper statements, otherwise, $2.00 monthly fee applies. Members age 55 or older, business, organization, estate, and trust accounts are exempt from the $2.00 fee.
**Restrictions apply for Mobile Deposit availability for youth membership.
Debit Card Alerts & Notifications
Receive a text message or e-mail when your card is used
Set custom alerts for transaction types and dollar amounts for:
- Purchases over a selected amount
- Purchases outside of selected states
- International Purchases
- Online and phone purchase where the card is not physically present
- Declined transaction and much more
Did you know that you can send your direct deposit directly to the Credit Union?
Contact the Credit Union for more information.
Traveling? Before you go out of town, make sure to fill out the Chicago Patrolmen’s Federal Credit Union’s Travel Exemption Form
Please callow for 1-3 days for this form to be processed.
Completing this form will help prevent your Chicago Patrolmen’s Federal Credit Union’s debit/credit cards from being blocked by letting us know to expect transactions outside of the U.S.
Routing Number 271078146