COMMON Fees
Chicago Patrolmen's Federal Credit Union Fees
- Under minimum share fee $1.00 per month
- Transfer from savings to share draft/checking to cover an overdraft (each occurrence) $10.00 per transfer
- Auto Loan Title Processing Fee $100.00
- Stop payment (all items)Â $37.00 per item
- Photocopy of draft $3.00 per item
- Non-sufficient funds item $37.00 per item
- Collection item processing $30.00 per item
- Certified Check $5.00 per check
- Deposited checks and other items returned unpaid $37.00 per item
- Incoming wire transfer $10.00
- Outgoing wire transfer $25.00
- Account research $25.00 per hour
- Copy of statement $5.00 per statement
- Under minimum average daily balance money market fee $15.00
- Late loan payment $37.00
- Late Visa Credit Card payment $35.00
- Negative checking balance fee (after five consecutive business days) $10.00
- Escheatment Fee up to $50.00
- Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence) $75.00
- Non-Member check cashing fee $5.00 per check
- Collateral Protection Insurance (forced placement on collateralized loans) $50.00
- Bank check fee $2.00 per page
- Temporary checks $2.00 per page
- Check by phone/SmartPay $5.00 per item
- Late mortgage payment 5.0000% of payment
- Late home equity loan payment $25.00
- Subordination request fee $100.00
- Mortgage deed release fee $112.00
- Payoff letter for real estate loans $10.00
- Verification of deposit $10.00
*Fees are subject to change.
Home Banking/Bill Payer Fees
- Bill Payer fee (if applicable) $9.95 per month
- Bill Payer/Insufficient Funds (NSF)Â $37.00 per item
- Bill Payer check copy $20.00 per item
- Bill Payer stop payment fee $37.00 per item
- Premium Checking Fee $4.00 per month
- Standard Checking Paper Statement Fee $2.00 per month**
 Card Fees
- Debit Card Replacement $10.00 per card
- VISA Credit Card Replacement $10.00 per card
- Foreign transaction fee – Debit Card 1.0000% per transaction
- Foreign transaction fee – Credit Card 1.0000% per transaction
*Fees are subject to change.
**Fee does not apply to members who are age 55 and over and those members who opt in to e-statements.
GREAT OFFERS FROM THE CREDIT UNION
Skip-A-Pay is back!
Our popular Skip-A-Pay promotion allows you to pay a fee and skip your December 2024 payment on all eligible loansLearn More 
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