INTEREST Rates
Current as of October 7, 2024*
SHARE SAVINGS
$100 – $2,999.99 —– 0.03% APY**
$3,000 – $24,999.99 —– 0.05% APY**
$25,000+ —– 0.09% APY**
Christmas Savers Account1 —– 1.01% APY**
Checking
Premium Checking
($1,000+) —– 0.25% APY**
Standard Checking
0.00% APY**
Money Market
$0 – $24,999 —– 0.50% APY**
$25,000 – $49,999 —– 0.60% APY**
$50,000+ —– 1.06% APY**
Restrictions apply 2
Share Certificates
3 Month-Term —– 4.60% APY**
6 Month-Term —– 4.50% APY**
12 Month-Term —– 4.34% APY**
24 Month-Term —– 4.08% APY**
36 Month-Term —– 4.08% APY**
Restrictions apply3
IRAs
Share IRA —– 3.05% APY**
12 Month-Term —– 5.13% APY**
24 Month-Term —–5.13% APY**
36 Month-Term —– 5.13% APY**
Restrictions apply4
Visa Cards
VISA Copper Cash Back —– 13.40% – 17.40% APR**
VISA Blue Line Rewards —– 13.40% – 17.40% APR**
VISA Silver Low Rate —– 11.40% – 16.40% APR**
VISA Secured —– 17.40% APR**
VISA Student —– 17.40% APR**
Restrictions apply5
LOAN RATES
New Auto —– 5.74% – 16.99% APR**
Used Auto —– 6.74% – 17.74% APR**
New Motorcycle —– 6.99% – 16.99% APR**
Used Motorcycle —– 6.99% – 16.99% APR**
New Boat —– 8.49% – 12.49% APR**
Used Boat —– 8.49% – 12.49% APR**
New RV —– 5.99% – 8.49% APR**
Used RV —– 5.99% – 8.49% APR**
Tuition Loans —– 6.90% – 8.90% APR**
Student Loans —– 6.90% – 10.90% APR**
Credit Builder Loans —– 12.90% APR**
Uniform Loans —– 5.90% – 17.90% APR**
Mortgage Loans —– Market Rates
Signature Loans —– 9.90% – 17.90% APR**
Share Secured (3% Margin over Share Rate) —– 3.03% – 3.09% APR**
Home Equity Line of Credit (Variable Adjusted Quarterly) —– 8.00% APR**
Fixed Rate Home Equity Loans —– 6.49% – 9.49% APR**
Member Business Lending —– Market Rates
*Rates subject to change without notice. Some restrictions apply. Contact Chicago Patrolmen’s Federal Credit Union for most current rates.
Dividends computed based on daily balance and paid quarterly for all share products.
Dividends posted on March 31st, June 30th, September 30th and December 31st.
**APY = Annual Percentage Yield/APR = Annual Percentage Rate
- Early withdrawal penalty may apply. Funds available on October 1st of every year.
- Minimum initial deposit of $500 required. $15 per month fee if the average daily balance falls below $500.
- Minimum deposit of $500 required. Non Compounding Certificates are available. Contact a Chicago Patrolmen’s Federal Credit Union representative for complete details. Early withdrawal penalty may apply.
- The minimum initial deposit is $25 for a Share IRA, $1,000 for a Traditional and Roth IRA, and $500 for an Educational IRA.
- This APR will vary with the market based on the prime rate. Rate applies to purchases and cash advances, no annual fee, some restrictions apply.
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